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Analyze any Canadian
rental deal.

Enter the basics — we run the math at the stress test rate instantly.

No sign-up, no spam, just numbers you can trust.

The basics

Property addressoptional — auto-fills city

Purchase price ($) *

Listing price or offer you're considering

Monthly rent ($) *

Expected monthly rent from tenants

Down payment (%)

City

Used for tax & insurance defaults

Deal nickname

So you can find it later in your dashboard

STRESS TEST RATE

6.49%

AMORTIZATION

25 yrs

POSTED RATE

4.49%

Mortgage rate (%)

Contract rate before stress adjustment (OSFI +2%)

Amortization (yrs)

Property type

Annual property tax ($)

Typically 0.5–1.5% of purchase price per year. Verify with your municipality.

Annual insurance ($)

Budget roughly $800–2,000/yr as a starting point. Get a quote from your insurance broker.

Condo fees ($/mo)

Check the MLS listing or contact the property manager for the exact amount.

Maintenance ($/mo)

Budget roughly 1% of purchase price per year (divide by 12 for monthly). Actual costs vary by property age and condition.

Vacancy rate (%)

Many Canadian landlords budget 3–5%. Verify local vacancy rates before making any decisions.

Your deal

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Enter purchase price and monthly rent to run the calculator.

MONTHLY CASH FLOW

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DSCR

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CAP RATE

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CASH-ON-CASH

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Results are estimates based on your inputs - not financial advice. Verify all figures with your mortgage broker and accountant.

Analyze any Canadianrental deal.

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Analyze any Canadian
rental deal.